function checkform() {
	  if (document.contactForm.name.value == "") {
	    alert( "Please enter your Name." );
	    document.contactForm.name.focus();
	    return false ;
	 }			
	else if ((document.contactForm.email.value == "") || (document.contactForm.email.value.indexOf('@') <= 0)) {
    	alert("Please enter a valid email address.");
		document.contactForm.email.focus();
		document.contactForm.email.select();
    	return false;
  	}	
	else if (document.contactForm.city.value == "") {
	    alert( "Please select why your interested in Reverse Mortgages." );
	    document.contactForm.city.focus();
	    return false ;
	 }	
	else if (document.contactForm.sex.value == "") {
	    alert( "Please select your Sex." );
	    document.contactForm.sex.focus();
	    return false ;
	 }	
	  else if (document.contactForm.city.value == "") {
	    alert( "Please enter your City." );
	    document.contactForm.city.focus();
	    return false ;
	 }
			
	  else if (document.contactForm.state.value == "") {
	    alert( "Please select your State." );
	    document.contactForm.state.focus();
	    return false ;
	  }
			
	  else if (document.contactForm.zip.value == "") {
	    alert( "Please enter your Zip Code." );
	    document.contactForm.zip.focus();
	    return false ;
	  }
	  return true ;
	
}
